Mexican Auto Insurance in Sulphur Spring, TX
Given its proximity and exciting opportunities, road trips to Mexico can be an appealing adventure for those in Sulphur Springs and throughout the Lone Star State. However, even the most careful and experienced drivers must plan ahead and ensure they take appropriate precautions before crossing the border. This makes understanding and securing appropriate Mexican auto insurance a necessity for any traveler.
Does My Insurance Cover Me in Mexico? 
In most cases, no. Although there may be exceptions in certain areas close to the border, U.S. auto insurance policies are typically invalid on most Mexican roads. As such, you’ll need to purchase temporary Mexican auto coverage for the duration of your trip, as policies are legally required regardless of whether you rent a vehicle there or use your own for your travels.
How Does Mexican Auto Insurance Work?
Although you’ll need a separate policy, auto coverage south of the border often functions similarly to the insurance you may be used to in the United States. Purchasing a policy enables you to file a claim for financial assistance following covered incidents. Coverage details may vary, but Mexican auto insurance policies often include the following components:
- Liability coverage—This is legally required and can ensure other parties can recoup their losses if you’re at fault in an accident.
- Physical damage coverage—This part of your policy can assist with repair costs if your insured vehicle is damaged or stolen.
- Roadside assistance coverage—If your car breaks down, your insurance can help pay for towing and other services.
- Medical payments coverage—This coverage can assist with health care expenses if you or your passengers are injured in an accident.
- Medical evacuation coverage—After an accident, this part of your auto insurance could pay for you to be transported to a hospital.
Where to Buy Car Insurance for Mexico
A qualified team of insurance professionals, such as those at Giles Insurance Agency, can help you retain ideal coverage prior to your Mexican adventure. Contact us today to learn more or get a free quote.